Short Version

This website provides educational information to help enrich your knowledge and enjoy increased prosperity. You alone are 100% responsible for what you do or don’t do with it. This site keeps all your personal information secret. Your personal information is not shared with anyone else.

Long Version

The publisher has created the following Privacy Policy for the Prosper with Knowledge web site in order to demonstrate our firm commitment to privacy.

Privacy Policy

Consent to Terms of Use

Please read these Terms of Use before using Prosper with Knowledge or any affiliated sites including, but not limited to, the Prosper with Knowledge web site, RSS Feeds, or Podcasts (collectively, the “Prosper with Knowledge Web sites” or the “Service or service”).  By using this site, you signify your agreement to the terms and conditions of this Privacy Policy. If you do not agree to these terms and conditions, please do not use the site. We reserve the right, at our sole discretion, to change, modify, add, or remove portions of this policy at any time. Please check this page periodically for any changes. Your continued use of this web site following the posting of any changes to these terms shall mean that you have accepted those changes. Prosper with Knowledge is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement. Any modifications, additions, or deletions to these terms shall be effective immediately upon posting of updated terms of use. Your continued use of the Service following the posting of updated terms of use will mean that you agree to those changes.


The publisher has endeavored to make the material on this site accurate. The information should be used only as general guide, however, as the publisher cannot guarantee that this information is free of typographical or content errors. Furthermore, each piece of content contains educational information only up to its original publication date.

The information on this website is provided “as-is”. The author(s) and the publisher will assume no liability nor responsibility to any person or entity with respect to any loss or damage related directly or indirectly to the information on this website. No warranties of any kind, express or implied, are made. The publisher will provide no remedy for indirect, consequential, punitive, or incidental damages arising from this website, including such from negligence, strict liability, or breach of warranty or contract, even after notice of the possibility of such damages.

Fair Use Notice

Our affiliated sites contain images and excerpts from third-party sources, the use of which has not necessarily been preauthorized. When information is available to us, ownership of such material is declared. It is made available for the purpose of commentary, analysis, and discussion, as well as to expand public awareness of issues relating to Prosper with Knowledge.

The fair use of such copyrighted material is provided for under US Copyright Law. In accordance with US Code Title 17, Section 107, material on this and other PMI-affiliated sites is viewable for educational and intellectual purposes. For use of any such material from this site for any purposes beyond statutory fair use, permission from the copyright owner is your responsibility.

Limitation of Use

The contents of all of our sites are protected by US and international copyright laws. All web-based content and services offered by us are limited to personal and noncommercial use, unless otherwise specified. Content may not be modified, copied, distributed, transmitted, or reproduced in any form, including derivative works, without the prior explicit approval of Prosper with Knowledge. Individuals and noncommercial users may quote, excerpt, and link to content, so long as appropriate attribution is given to Prosper with Knowledge. If you are not sure if attribution is due, please contact our staff using this sites contact form.

Limitation of Liability

In no event will we, our directors, our officers, our employees, our members, our authors, or our contributors be liable for any indirect, consequential, special, incidental, or punitive damages arising from the use of, or from the inability to use, the service or relating to any products sold on or through the Service.

Comments Policy

The Comments section of Prosper with Knowledge is intended to provide a forum to discuss and debate current posts. We make no warranty as to the accuracy of readers’ comments, nor do we condone or affirm the opinions of reader-based comments. Discuss the issue at hand and do not go off topic. The Comments section is not a place for a partisan debate. Please be courteous to your fellow commenters. Personal attacks on the editors, authors, or readers of our sites will not be permitted. Please refer to current and former elected officials and public leaders respectfully. Offensive language, including replacing letters with characters, racial or ethnic slurs, and sexist remarks will not be tolerated. In the interest of keeping the Comments section readable, please post a link to any articles you wish to cite and excerpt the portions of the article that make your points; any comments with the full article will be edited.

Commenters may be required to register an e-mail address with Prosper with Knowledge and are encouraged to submit their website or URL as well. E-mail addresses will not be published to the site; however, if it is determined that an address given is false, the comment will be removed.

We reserve the right to edit, delete, or decline to publish any comments that violate this policy, and to prevent any repeat offender from commenting.


We publish advertisements on a fee basis. Our advertising rates and our advertising standards are available to qualified interested parties. We reserve the right to change our rates and our standards from time to time without prior notice.

Public Service Announcements

From time to time, and on a case-by-case basis, we publish public service announcements judged to be of interest to our readers. We reserve the right to decide which public service announcements to run and which public service ads not to run. We reserve the right to rotate public service announcements and to limit the aggregate of public service announcements by frequency, time of day, space, and duration.

External Links

This Web site contains links to other sites. Please be aware that Prosper with Knowledge is not responsible for the privacy practices of any other site(s). We encourage readers leaving our site to read the privacy policy and statements of each and every web site that collects personally identifiable information. This privacy policy applies solely to information collected by this web site. Links to other web sites are provided as a convenience. By clicking on them, you will be leaving the Prosper with Knowledge web site. Prosper with Knowledge does not approve or control these sites and does not guarantee the accuracy of their information.

Information Automatically Logged

This site may log your IP address to help diagnose problems with the web server and to administer this web site. This information is primarily used for general traffic tracking and security.


This site may use cookies to track information about its visitors. This information includes the date/time of visits, pages viewed, and products ordered.

Order Forms

This site provides order forms for you to buy products and register for workshops. When you place an order, this site collects contact information like your email address. Contact information from the order forms is used to get in touch with you when necessary. This includes sending you the product(s) you ordered and contacting you if there’s a problem with your order. Financial information that is collected is used to bill you for the order.

Mailing List

This site allows visitors to sign up for a mailing list by providing an email address. The email address you provide is used to send you email related to the site’s content and purpose. You can unsubscribe by clicking an unsubscribe link in any of those emails.


This site has security measures in place to protect the loss, misuse, and alteration of the information under its control. This site provides a secure server for all credit card orders, securely encrypting all personal data with industry-standard methods.